PRIVACY POLICY

1. Introduction

Fourteen Forty LLC ("we," "us," or "our") is committed to safeguarding the privacy and security of our customers' personal and financial information. This Privacy Policy outlines how we collect, use, disclose, and protect your data in compliance with applicable laws, including the New Jersey Data Privacy Law (NJDPL) and the federal Gramm-Leach-Bliley Act (GLBA).

2. Information We Collect

We may collect the following types of information:

  • Personal Identification Information: Name, address, email, phone number, and other contact details.

  • Financial Information: Bank account numbers, credit or debit card numbers, account balances, transaction history, and other banking details.

  • Sensitive Data: As defined by the NJDPL, this includes financial information such as account numbers, account log-ins, and any codes or passwords that allow access to your accounts.

3. How We Collect Information

We collect information through various means, including:

  • Direct Interactions: When you provide information by filling out forms, during account creation, or through correspondence.

  • Automated Technologies: Through the use of cookies and similar technologies when you interact with our website or mobile applications.

  • Third Parties: From financial institutions, credit bureaus, or other entities as permitted by law.

4. Use of Information

We use your information to:

  • Provide and manage our products and services.

  • Process transactions and send related information.

  • Prevent fraud and enhance the security of your accounts.

  • Comply with legal obligations and regulatory requirements.

  • Communicate with you about updates, promotions, and other information related to our services.

5. Sharing of Information

We do not disclose your nonpublic personal information to unaffiliated third parties, except as permitted or required by law. This includes sharing information with:

  • Service providers who assist in our business operations.

  • Regulatory authorities and law enforcement as required.

  • Other parties with your consent or as directed by you.

6. Your Rights

Under the NJDPL, you have the right to:

  • Access: Request a copy of the personal data we hold about you

  • Correction: Request correction of any inaccurate or incomplete data.

  • Deletion: Request deletion of your personal data, subject to certain exceptions.

  • Opt-Out: Opt-out of the processing of your personal data for purposes such as targeted advertising or the sale of data.

To exercise these rights, please contact us using the information provided below. We will respond within 45 days, with a possible 45-day extension if necessary

7. Data Security

We implement robust security measures, including encryption and access controls, to protect your personal and financial information from unauthorized access, alteration, disclosure, or destruction.

8. Retention of Information

We implement robust security measures, including encryption and access controls, to protect your personal and financial information from unauthorized access, alteration, disclosure, or destruction.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be communicated to you through our website or other appropriate channels. The effective date at the top indicates when the latest changes were made.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Fourteen Forty LLC

[email protected]

551-800-7869

By engaging with our services, you acknowledge that you have read and understood this Privacy Policy and agree to the collection and use of your information as described here